How to inspect your roof for storm or hail damage.

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When it comes to the roof, a heavy storm can leave homeowners scratching their heads as to whether or not they’ve incurred damage. The following are a few easy methods to determine if parts of your roof have gone rogue or remained pristine. And you don’t necessarily have to climb a ladder to do it; sometimes a pair of binoculars and a pair of sharp eyes work best.

Damage to Vents are an easy indicator of hail damage
Spotting dents in your vents is a great indicator that your roof has taken some hail damage.
Spot Shingle Damage Easily
The black marks on these shingles indicate areas where damage has occurred. A professional roofing company will mark and count the number of damaged areas.
Professional Damage Assessment Overview
Insurance companies will use a professional assessment to see how much damage has occurred to the entire roof.
Professional Damage Assesment
A good contractor will climb up on the roof and identify spots where damage has occurred by outlining damage with chalk.

Look for missing or creased shingles.

Although these signs are not always obvious and usually require a professional inspection, whenever a gap or unsightly groove in your shingles is in plain view, it’s a telltale sign that it might be time for a new roof.

Look for granules that have been washed or forced off your roof.

These granules normally protect the asphalt layer under your shingles from UV damage, and losing them not only indicates damage, but also speeds the aging of your roof. You’ll spot them in your driveway or your gutters if there’s been damage.

Check if other parts of your home, yard, or car have hail or storm damage.

If they do, your roof most likely needs replacement. The roof has a vast amount of surface area and often receives the heftiest brunt of a storm. Think of any adjacent storm damage on your property as “symptoms” that can diagnose the wellness of your roof.

Look at your own neighborhood.

If your neighbors are having their roof replaced, or roofing contractors are suddenly visiting your neighborhood, there’s a good chance you’ve sustained damage.

While these are a few simple DIY tips that could save you time and possibly alleviate some concerns, you can always call the experts at Total Construction Services for a free assessment and the most capable, experienced craftsmen giving your roof the utmost scrutiny. Serving Omaha, Papillion, La Vista and surrounding areas since 1987.

402.572.7457 | mytotalconstruction.com

Hardboard Siding: Is it on your Side?

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The majority of us don’t live in Beverly Hills, so it’s understandable that we install what we can afford when it comes to our siding. However, in the eyes of top construction contractors, this explains the unfavorable trend of hardboard siding that can be seen on homes everywhere that were built new over the past few decades. While this product still has the appearance of real wood and several homeowners who use it have dodged the bullet thus far when it comes to water damage, today’s generation of contractors are receiving a growing number of calls about aging hardboard siding that has fallen victim to rain or water damage, swelling and patches of deterioration.

Smart Solutions to Siding.

The good news? Good contractors. They can make the process of siding selection, repair, or replacement far less daunting—even enjoyable. They understand what modern materials and woods are affordable and best resistant to water. They can adeptly handle your siding complaints, communicate with your insurance, and quickly restore your home’s precious coat of armor.

As siding options are growing—from time-tested woods to newer, modern-day-engineered materials—smart homeowners can explore products that not only look better, but offer greater protection, equity and coverage from insurance. Simply put, there’s an option that can be tailored in the interests of your home and your wallet.

In the storm-prone Midwest, it’s important to remember that when it comes to siding, never just go skin deep—you could be inviting water into your home years later. Hardboard siding may have a nice-looking shell, but underneath you’ll find heat-compressed wood fibers, wax and resin, which require more maintenance down the road and offer less performance than other brands. Ask any professional.

Questions about siding?

Whether you’ve incurred siding damage or you’re looking to upgrade to a better option or receive consultation, you can always call a certified contractor serving homes in Omaha, Papillion, La Vista and Bellevue since 1987.

402.572.7457 | mytotalconstruction.com

Home Improvements Can Lower Insurance Premiums

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Whether it’s roof replacement, new siding or simple repair work, improvements to the home not only increase your property’s value and comfort, but can also decrease your insurance rates. Savvy homeowners can take advantage of this one-two punch to ensure that equity is flowing into their homes–while money is flowing back into their wallets. So if you own a home, or if you’re simply scouting for a new home, the following are some helpful pointers to remember.

A simple phone call could do wonders.

It’s important to realize that, while insurance providers try to be accurate, they’re not always able to see and know everything. If you make an upgrade to your home, whether major or minor, let them know. In one case, a homeowner’s insurance rose 30% at renewal time, prompting him to call his provider. In a turn of events, he discovered that they were unaware he’d hired professional roofers to install a new roof. The result? They decreased his rate to 10% lower than it was originally. One phone call made a difference of 40% in his premium, proving that a little communication can really go a long way. When it comes to the house, if you improve it, announce it.

A few good questions might lead to insights.

Even right now one can look at a home for possible savings opportunities. Here’s one good question to ask: Is the roof new? Nothing speaks better to an underwriter than a roof with proof. New roofs are safer for you, but safer for insurance providers to cover. And if a roof is constructed of impact-resistant shingles, you could qualify for further discounts–especially if you live in a region prone to occasional hail or high winds.

Another good question to ask: How’s the siding?
Insurance companies will check a building’s exterior material before insuring the property–and materials such as brick, stone, and concrete or cementitious siding are fire resistant and could attract greater discounts. On the other hand, an exterior such as EIFS siding (which looks like traditional stucco but is actually different underneath the surface) is not as fire resistant, or impact resistant, thereby drawing a higher insurance rate. You can always contact a construction professional to get the clearest answers.

And when you do search for the best contractor, ask them: Are they a Haag-Certified Roof Inspector? Do they hold a current certified installer accreditation from the shingle manufacturer? Choosing the right professional with experience already puts you at an enormous advantage in several ways, including insurance. In fact, that’s worth repeating.

A trusted contractor pays off when it comes to insurance matters.

It’s common knowledge that finding a company with experience and great references is crucial in any roofing, remodeling or restoration project. But here’s a lesser known fact: Working with your insurance provider on any home issue becomes far simpler, and more cost effective, when you hire an ethical construction contractor. They not only work with your best interests in mind, but earn the trust of your insurance company and ensure that all parties are on the same page.

A contractor with a sound insurance claim department can communicate directly and knowledgeably with your provider to reach optimum results. They speak the language insurance companies use, and know which materials will fetch greater cost savings for you. Moreover, a good contractor will work on your behalf and make your satisfaction a top priority–unlike, for instance, a public adjuster who works for a percentage of a settlement which becomes needless money out of your pocket. And by working with a company who has simultaneous expertise on both the construction end and the claims end, you’ll achieve results while avoiding any wedge that a public adjuster can drive between you and your insurance provider, hampering your relationship.

At Total Construction, we’ve served homeowners since 1987 with expertise in roofing, remodeling and repair. We work entirely on your behalf to ensure all projects completed on your home–and the savings you receive–are equally satisfying.

402.572.7457 | mytotalconstruction.com