With the potential for hail storms to roll through greater Omaha, your roof is in constant danger of bombardment. Thinking that your roof suffered damage in a storm and calling for an inspection isn’t always enough to warrant an insurance claim. Many insurance companies look at a variety of factors when determining if insurance will cover damage.
1. How wide spread was the hail damage?
Damage to a singular roof in your Omaha neighborhood or area might raise a red flag for insurance companies. If a number of residents from a particular area all file claims, insurance companies are more likely to approve the claim for your property. It is important to speak with neighbors in your vicinity, if you think you have any hail damage to your Omaha roofing.
2. Negligence is cause for denial.
Just about all insurance policies imply that it is the homeowners responsibility to provide routine maintenance. If your Omaha roofing was in need of repair prior to a storm, an insurance company can deny your claim based on the lack of care. Often times insurance companies do not want to pay for the cost of an entire new roof, so showing that you provide routine maintenance (fixing leaks, address damage as it occurs) can increase your standing with your insurance company.
3. Have a certified 3rd party look at your roof!
At Total Construction Services, we have HAAG certified inspectors who are trained to examine and estimate the amount of damage and the work required to fix your Omaha roofing. We work directly with insurance adjusters, providing inspection services and estimates upon request of insurance providers.
402.572.7457 | mytotalconstruction.com