3 Reasons Remodeling Your Home is a Great Idea

Remodeling your home is an excellent idea because it can improve the quality of your life and revitalize your home. A quality remodel isn’t just about upgrading or restoring your home’s appearance; it’s also about optimizing your home for your lifestyle. Total Construction Services is an expert at remodeling and can develop a remodeling plan for your needs. Here are a few reasons to remodel. Continue reading “3 Reasons Remodeling Your Home is a Great Idea”

Total Construction gives WWII vet special treatment with roof

While nothing compares to the great sacrifices our vets have made for our country, the least we can do at Total Construction is provide a minor sacrifice of our own. Take Ted Williams, for example-a WWII Marine Corps veteran and Harlan, IA resident, who needed roof repair in the aftermath of recent hailstorms.

He not only deserved a good new roof, but some special treatment to go with it.

The latest effort in Total Construction’s mission to assist veterans throughout the Midwest, our first step was to provide Mr. Williams with GAF roofing products. These high-end products can only be installed by North America’s top 3% of roofing contractors–a ranking that was hard earned by our company.

Our second step? Gift him with a rebate of $250 and a long-lasting roof warranty.

This is not only a heartfelt thank you for Mr. Williams’ military service, but also a token of our partnership with the GAF’s Roof for Troops promotion, which provides enhanced products and benefits to all veterans and service members, active and non-active, of all branches.

To further lend support to those who have served, Total Construction is also an accepted builder for the VA Home Loan Guaranty Program, which secures further benefits and financial backing to make home ownership more accessible for our servicemen and women.

Ted WIlliams received a new roof with some well-deserved benefits

Total Construction Services would like to thank Mr. Williams for his service to our great nation, so we can enjoy our freedom. At the very least, he should be able to enjoy a sound roof over his home. The same goes for any veterans in need.

If you’re a veteran looking to have questions answered about your home–as well as any homeowner in search of repair from storm damage, hail damage or otherwise–call the experts serving the Midwest since 1987.

To those who serve and have served, thank you.

402.572.7457 | mytotalconstruction.com

5 things to consider when deciding on a new roof

When it’s time for a new roof, it’s also time to know a few tricks of the trade that will make your experience far easier. From enhancing the protective qualities of your roof, to lowering overall costs, you can prepare yourself with these five useful tips.

1) Alternative shingles are becoming the new trend.
While, of course, several homes still use wooden shingles, a growing amount are switching to alternatives that include concrete slate-type shingles and polymer plastic shingles, to name a few—not only for their homes, but for their insurance companies who highly approve. Ask a contractor about the non-flammable rating as well as options that are class 4 impact-resistant, which may qualify you for insurance discounts up to 30% or more. In the event of hail, a class 4 may even, in certain instances, cause insurers to waive your deductible.

2) Qualifications.
When selecting a roofing contractor, nothing outshines the competition like industry awards and local customer testimonials. Seek them both. In terms of quality, if the roofer has achieved GAF Master Elite Status, that already places them among the top 3% in North America. It’s simple: when you research a company, research its honors and distinctions as well.

3) Emergency response.
Another important factor to look for: experience. It’s always good to have a veteran roofing contractor holstered and ready in the event of emergency storm damage. Decades of regional experience show that they can work gracefully in the aftermath of a storm while being especially prepared for everything the local climate can deliver. Another sound indicator of good service? An in-house Insurance Claims Division that works directly with insurance to save you money—while saving you needless paperwork.

4) Double check your home’s insurance policy.
If you live where hail occurs more often—the Midwest being a prime example—a shorter lifespan on a roof is a common occurrence. While most insurance companies offer good comprehensive service, be proactive and educate yourself by looking for any changes in your renewal policy that may include:

  • Refusal to cover roofs over a certain age (like 10 years)
  • Adding a separate hail deductible that’s subtracted from what you’re paid on a hail claim
  • Excluding cosmetic damage like dents in metal roofs, siding, or copper trim
  • Not covering roofs made from obsolete shingles (thus making it different to buy replacement shingles)
  • Doing partial roof repairs instead of replacing your whole roof (possibly leaving you with a patch that’s different color than your original roof)

5) Warranty.
Of course, good roofing companies offer a long-lasting roof warranty, which is a prime indicator that they stand behind their level of quality.

Serving the Metro and beyond since 1987, Total Construction is prepared to handle all your needs—even if you just have questions.

402.572.7457 | mytotalconstruction.com

Storm damage? Avoid a waiting list.

If hail or high winds have affected your property, don’t fret—expert repair services are available to you at a minimal wait. Total Construction is operating at fuller strength than ever to address this season’s first wave of major storms. From handling homeowner’s claims across Omaha, to claims across the Midwest including the aftermath in Red Oak, Iowa, our company carries the proven capacity and experience necessary to get you back to normal fast—wherever you live, whenever a storm hits.

Want efficiency? Seek experience first.

To ensure that we can serve you quickly—and complete the job thoroughly—our fleet operates in conjunction with our in-house insurance claims center and veteran estimators. It’s a one-two punch of experience that can expertly address both your property needs and all paperwork that arises. We’re also affiliated with a network of top third party roofers in the nation, giving us greater experience handling emergency situations and providing faster—yet finer—repairs to each home we serve. We can eliminate the obstacles that often cause delays or discrepancies in the repair process. It’s a part of our skillset.

Want more proof? Seek awards.

Total Construction has been serving Omaha and surrounding areas for 27 years. In that time, we’ve been awarded the Better Business Bureau Integrity Award and been honored as a GAF Master Elite roofing contractor—a feat that only 3% of North America’s roofing contractors have ever achieved. Add that to a list of satisfied customer testimonials that continues to grow.

When a storm hits, it’s our duty to inform you that better options are available. Because we’ve seen the grief a damaged home can cause—but moreover, seen the joy when a home is well repaired, on time.

402.572.7457 | mytotalconstruction.com

A trend that’s lowering premiums and growing fast.

Alternative shingles can lower premiums and lessen storm damage.

Modern-day homeowners (thanks to modern technology) are catching on to an emerging piece of wisdom in the construction world: a roof can now provide more than just protection. It can also lower insurance costs, resist fire, resist the impact of hail and enjoy greater longevity.

In other words, the age of traditional wooden shingles (or “shake” shingles) is slowly giving way to alternative shingles that are better for the home and the wallet. And that’s exactly why new-option shingles are fast becoming a trend: there’s no sacrifice on safety, quality, value or aesthetical appeal. It’s a win-win—and then some.

The alternative to wooden shingles: a new tradition for homeowners.

While, of course, several homes still use wooden shingles, an increasing amount are switching to alternatives that include concrete slate-type shingles and polymer plastic shingles, to name a few—not only for their homes, but for their insurance companies who highly approve.

How you can educate yourself.
If you’re looking for proof or where to begin, start by asking the right questions. You can ask a qualified construction contractor about the non-flammable rating when looking at potential shingle alternatives. You can also ask for options that are class 4 impact-resistant, which may qualify you for insurance discounts up to 30% or more. In certain hail events, insurers are even known to waive your deductible if you use class 4 shingles.

It’s also good to check with your homeowner’s association for the neighborhood standards when it comes to roofs. Older neighborhoods may use neutral tones (which alternative shingling can often match in color). But newer neighborhoods, at a growing rate, are exploring bolder, more colorful options than the earthy monotones of the past. Gone are the days of cookie-cutter roofs. Variety is becoming the new standard.

But above all else, a better roof is all about the insurability and longevity of your home. And that’s something that all homeowners can agree on.

For more information on exploring roofing alternatives and lowering insurance premiums, you can always call the experts at Total Construction serving the metro since 1987.

402.572.7457 | mytotalconstruction.com

Times are changing: Important information about your roof in 2014.

2014 marks new changes in the roofing industry.

As winter recedes and gives way to the storm and hail season, it’s also important to be aware of some other changes that could affect your roof. From insurance changes, to emergent roofing scams, to valuable information on securing a better roof for your home, the following tips will help you protect your finances while protecting the longevity of your home.

It’s time to double-check your home’s insurance policy.

If you live where hail happens most often—the Midwest being a prime example—a shorter lifespan on a roof is more likely. Insurance companies are aware of this and while most offer good comprehensive service, some are looking to cut their losses by limiting your roof coverage. According to the National Insurance Crime Bureau, hail-related claims increased 84% between 2010 and 2012.

Look for these changes in your renewal policy:

  • Refusal to cover roofs over a certain age (like 10 years)
  • Adding a separate hail deductible that’s subtracted from what you’re paid on a hail claim
  • Excluding cosmetic damage like dents in metal roofs, siding, or copper trim
  • Roof inspections that note the condition and age of your roof before issuing a policy
  • Not covering roofs made from obsolete shingles (thus making it difficult to buy replacement shingles)
  • Doing partial roof repairs instead of replacing your whole roof (possibly leaving you with a patch that’s a different color than your original roof)

Also, as another note of caution, be weary of insurers paying actual cash value rather than replacement value for roof damage. This means insurance will discount your roof claim based on how old your roof is—leaving you with a lower claims payment and a higher-dollar roof replacement bill. A great way to find out if this applies to you? Read the declaration page of your policy—or simply call your insurance agent.

Get wise to reduce vulnerability to hail—and scammers.

If you live in areas prone to hail, your roof will likely need to be replaced every seven to 10 years compared with every 20 years in less stormy areas. That’s why it’s good to educate yourself with a few tips when you choose materials to upgrade, repair, or replace your home’s exterior components. For example, look for roofing materials rated by UL 2218 or FM 4473 as class 3 or 4. It’s like a code that says they’re proven to withstand hailstorms. Choose materials rated for the wind speed in your area. You can even ask your insurance agent if you qualify for a homeowners insurance discount for using storm-resistant building materials. But above all, use an experienced contractor (ideally one who has an insurance claims division to make the process smoother) who can properly install a roof to withstand high winds.

But it’s not just hail that can damage your roof; it’s also fraud. Be skeptical of any roofers who show up after a hailstorm offering to check your roof for damage. Once they’re up there, they may further damage your roof, or worsen what the storm did, then offer to make repairs. The best way to protect yourself? Only allow reliable, experienced, licensed contractors to examine your roof—who are even more credible if they’ve won local awards. Don’t respond to offers claiming you can get a “free” roof (the scammers are assuming your insurance will pay for it), and make sure anyone you hire to repair your roof uses proper storm-resistant materials.

Have more questions or just need some simple answers? Call the roofing experts serving the Midwest since 1987.

402.572.7457 | mytotalconstruction.com

Home Improvements Can Lower Insurance Premiums and More.

Whether it’s roof replacement, new siding or simple repair work, improvements to the home not only increase your property’s value and comfort, but can also decrease your insurance rates. Savvy homeowners can take advantage of this one-two punch to ensure that equity is flowing into their homes–while money is flowing back into their wallets. So if you own a home, or if you’re simply scouting for a new home, the following are some helpful pointers to remember.

A simple phone call could do wonders.

It’s important to realize that, while insurance providers try to be accurate, they’re not always able to see and know everything. If you make an upgrade to your home, whether major or minor, let them know. In one case, a homeowner’s insurance rose 30% at renewal time, prompting him to call his provider. In a turn of events, he discovered that they were unaware he’d hired professional roofers to install a new roof. The result? They decreased his rate to 10% lower than it was originally. One phone call made a difference of 40% in his premium, proving that a little communication can really go a long way. When it comes to the house, if you improve it, announce it.

A few good questions might lead to insights.

Even right now one can look at a home for possible savings opportunities. Here’s one good question to ask: Is the roof new? Nothing speaks better to an underwriter than a roof with proof. New roofs are safer for you, but safer for insurance providers to cover. And if a roof is constructed of impact-resistant shingles, you could qualify for further discounts–especially if you live in a region prone to occasional hail or high winds.

Another good question to ask: How’s the siding?
Insurance companies will check a building’s exterior material before insuring the property–and materials such as brick, stone, and concrete or cementious siding are fire resistant and could attract greater discounts. On the other hand, an exterior such as EIFS siding (which looks like traditional stucco but is actually different underneath the surface) is not as fire resistant, or impact resistant, thereby drawing a higher insurance rate. You can always contact a construction professional to get the clearest answers.

And when you do search for the best contractor, ask them: Are they a Haag-Certified Roof Inspector? Do they hold a current certified installer accreditation from the shingle manufacturer? Choosing the right professional with experience already puts you at an enormous advantage in several ways, including insurance. In fact, that’s worth repeating.

A trusted contractor pays off when it comes to insurance matters.

It’s common knowledge that finding a company with experience and great references is crucial in any roofing, remodeling or restoration project. But here’s a lesser known fact: Working with your insurance provider on any home issue becomes far simpler, and more cost effective, when you hire an ethical construction contractor. They not only work with your best interests in mind, but earn the trust of your insurance company and ensure that all parties are on the same page.

A contractor with a sound insurance claim department can communicate directly and knowledgeably with your provider to reach optimum results. They speak the language insurance companies use, and know which materials will fetch greater cost savings for you. Moreover, a good contractor will work on your behalf and make your satisfaction a top priority–unlike, for instance, a public adjuster who works for a percentage of a settlement which becomes needless money out of your pocket. And by working with a company who has simultaneous expertise on both the construction end and the claims end, you’ll achieve results while avoiding any wedge that a public adjustor can drive between you and your insurance provider, hampering your relationship.

At Total Construction, we’ve served homeowners since 1987 with expertise in roofing, remodeling and repair. We work entirely on your behalf to ensure all projects completed on your home–and the savings you receive–are equally satisfying.

402.572.7457 | mytotalconstruction.com